Mobile phones and economic development in Africa, Journal of Economic Perspectives, vol.24, issue.3, pp.207-239, 2010. ,
Empirically testing factors that drive ict adoption in Africa and OECD set of nations. Issues in information systems, vol.8, pp.45-52, 2007. ,
Determinants of adoption of internet in Africa: Case of 17 Sub-Saharan countries, Structural Change and Economic Dynamics, vol.23, issue.4, pp.463-472, 2012. ,
Mobile divides: gender, socioeconomic status, and mobile phone use in Rwanda, Proceedings of the 4th ACM/IEEE International Conference on Information and Communication Technologies and Development, 2010. ,
Exploring differences in internet adoption and usage between historically advantaged and disadvantaged groups in south Africa, Journal of Global Information Technology Management, vol.6, issue.4, pp.6-26, 2003. ,
Evaluating shared access: social equality and the circulation of mobile phones in rural Uganda, Journal of computer-mediated communication, vol.15, issue.2, pp.230-250, 2010. ,
Can mobile internet help alleviate social exclusion in developing countries? The Electronic Journal of Information Systems in Developing Countries, vol.36, pp.1-16, 2009. ,
Kenyas mobile revolution and the promise of mobile savings, World Bank Policy Research Working Paper No WPS5988, vol.21, p.21, 2012. ,
Mobile banking and economic development: Linking adoption, impact, and use, Asian journal of communication, vol.18, issue.4, pp.318-332, 2008. ,
Exploring mobile-only internet use: Results of a training study in urban south Africa, International Journal of Communication, vol.5, p.24, 2011. ,
M-pesa and financial inclusion in Kenya: Of paying comes saving? Sustainability, vol.11, p.568, 2019. ,
The adoption of mobile phones in emerging markets: Global diffusion and the rural challenge, International journal of Communication, vol.2, p.31, 2008. ,
Investigating the key factors influencing ict adoption in south Africa, Journal of systems and information technology, vol.13, issue.3, pp.255-267, 2011. ,